Financing
$
$/SF
Landlord quotes TI on rentable SF. Load factor adjusts to usable SF below.
%
Multi-tenant office typical: 10–15%. Single-tenant may be lower.
= $0 total TI allowance
%
Current market ~5.625% — update as rates change.
Space
Typical GP startup: 1,200–1,800 SF.
4
3
Equip fewer ops to start — add chairs as production grows.
Equipment Tier
Imaging
Layout Options
Signage
Total Funding
$900,000
Loan + TI Allowance
Operational Reserve
$100,000
Required — off the top
Available to Deploy
$800,000
After reserve
Budget Breakdown
Equipment
Operatory Equipment (3 ops equipped)
—
Mechanical Room (Vacuum & Compressor)
$25,000
Sterilization Equipment
$10,000
Imaging Equipment
—
Equipment Subtotal
—
IT & Technology
IT, Networking & Technology
$40,000
Includes front desk computers, operatory stations, security cameras, audio system, and full office wiring for future expansion.
Opening Supplies
$30,000
IT & Supplies Subtotal
$70,000
Furniture & Decorative Accents
Furniture Allowance
—
Allowance covers: 3 office chairs (2 front desk + 1 doctor's office) and 6 reception chairs based on 4 operatories. Priced at $500/office chair and $425/reception chair.
Decorative Accents Allowance
$1,000
Plants, artwork, accessories. Adjust during design phase.
Furniture & Accents Subtotal
—
Soft Costs
Design & Plans
—
Permit Fees (est. 2.5% of build cost)
—
Permit fees vary by municipality. This estimate is based on 2.5% of essential build cost. Actual fees confirmed at permit submission.
Soft Costs Subtotal
—
Construction
Essential Build ($250–$275/SF)
—
Range reflects standard conditions. A pre-lease site inspection is strongly recommended to confirm existing electrical, HVAC, plumbing, and structural conditions before finalizing this number.
Construction Subtotal
—
Monthly Interest-Only on Full Deployment
All sections above · 18-month I/O period
—
Total Estimated Deployment
—
Monthly I/O Payment
—
Available Aesthetic Budget
What remains after all essentials and essential build
—
$0 Functional$75k$150k+ Signature
Your Decision
Agreed Aesthetic Budget
Enter the aesthetic investment you and your advisor agree makes sense for this project. This drives the final monthly payment total.
Aesthetic Budget Target
$
Monthly Cost of Aesthetic
$0
Essential Monthly Payment
—
I/O on full deployment
Aesthetic Addition
$0
I/O on agreed aesthetic budget
Total Monthly Payment
—
Interest only · first 18 months
ℹ
⚠
Aesthetic Investment Priority — The On-Point Framework
1
Reception
First impression is everything. Patients decide if they trust you before you say a word.
2
Transition Zones to Clinical
Hallways and threshold moments. Maintain the experience as patients move from public to clinical space.
3
Patient Bathroom
Disproportionate impact per dollar. Patients notice and talk about it.
4
Everything Else — Functional
Operatories, sterilization, staff areas, lab: patients are on their back staring at the ceiling. Clinical excellence, not couture.
All figures are planning estimates only. Essential build range ($250–$275/SF) assumes standard existing conditions — a pre-lease site inspection is required to confirm. Permit fees vary by municipality; estimate is 2.5% of build cost. TI allowance calculated on rentable SF using entered load factor; confirm exact terms with landlord.
Mark · On-Point Design LLC · (949) 378-5534 · Mark@On-PointDesign.com · on-pointdesign.com
Mark · On-Point Design LLC · (949) 378-5534 · Mark@On-PointDesign.com · on-pointdesign.com